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Housing Assistance for Older Adults

Housing Assistance for Older Adults

All people should be able to live in accessible, affordable housing. North Carolina has resources that help older adults obtain housing.

The resources below are specific to older adults. To see more general housing resources, click here.

NC Housing Search

NC Housing Search (www.nchousingsearch.org) helps people find accessible, affordable units throughout the state. This service can be accessed online 24 hours a day and through a toll‐free, bilingual call center, Monday ‐ Friday, 9:00 a.m. ‐ 8:00 p.m. EDT at 1‐877‐428‐8844.  NCHousingSearch.org also has helpful tools for renters such as an affordability calculator, rental checklist, and information on renter rights and responsibilities.  

Home Repairs and Accessibility Modifications

The NC Housing Finance Agency (NCHFA) has two programs for home repair. Find a local provider of these programs.

Urgent Repair Program

The Urgent Repair Program finances emergency home repairs for older adult homeowners whose incomes are below 50% of the median for their area. Emergency repairs correct housing conditions that threaten your life or safety, such as failing septic systems, dangerous heating systems or rotten floors. The program can also pay for accessibility modifications that allow you to stay in your home after an injury or serious illness.

Single-Family Rehabilitation Program

The Single-Family Rehabilitation program finances major repairs for older adult homeowners whose incomes are below 80% of the median for their area.

Weatherization Assistance Program

The Weatherization Assistance Program helps low-income North Carolinians save energy, reduce their utility bills, and stay safe in their homes. It keeps residents warm in the winter, cool in the summer, and safe all year long while educating the public about energy efficiency and household safety. Services are provided through local agencies. 

Find a participating agency.

NC 2-1-1

You can dial NC 2-1-1 from any phone to reach a compassionate, trained call specialist 24/7/365 who has access to information on housing and senior resources, such as financial aid programs for home repairs that make a home accessible, agencies that offer housing counseling, and more. NC 2-1-1 is also available online at nc211.org.

Area Agencies on Aging (AAA)

Area Agencies on Aging are offices that support programs addressing the needs of older adults in a defined geographic region. 

Find your local AAA office.

Reverse Mortgages

Reverse mortgages are available to seniors over age 62. A reverse mortgage is the opposite of a conventional mortgage in which payments are made towards a loan used to buy a house. Instead, a reverse mortgage makes payments to the homeowner using the equity in the house. With a conventional mortgage, the homeowner makes principal and interest payments and eventually owns the home. A reverse mortgage pays the homeowner a portion of the home’s equity and the interest accrues against the total equity to be repaid when the homeowners leave the home.

Find a reverse mortgage counselor in your area.

To find help in the NC 2-1-1 database, search by:

Housing Authorities

Home Rental Listings

Rent Payment Assistance

Mortgage Payment Assistance

Area Agencies on Aging

Reverse Mortgage Programs

General Minor Home Repair Programs

Home Barrier Evaluation/Removal Services

Home Rehabilitation Programs

Weatherization Programs

Senior Housing Information and Referral

Section 8 Housing Choice Vouchers

Public Housing

Need more information?

If you didn't find what you need on this page or need more information on local resources, dial 2-1-1 or 888-892-1162. Our call specialists are available 24 hours a day, 7 days a week. 

 

Prepared by: NC 2-1-1/LP

Date Updated: November 1, 2017

 

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